Park your take-home pay where it earns
Maya, GoTyme, CIMB, SeaBank — high-yield savings on your idle peso, no maintaining balance.
Compare digital banks →See your real take-home per sale after Shopee or Lazada's commission, transaction fee, payment fee, VAT, and any shipping subsidy you absorb. All rates editable.
Shopee Mall sellers pay slightly higher commission (8-12%) per category. Toggle is for non-Mall sellers.
| Sale price | ₱1,000.00 |
| − Commission (6.00%) | ₱60.00 |
| − Transaction fee (4.00%) | ₱40.00 |
| − Payment fee (1.50%) | ₱15.00 |
| − VAT on fees (12.00%) | ₱13.80 |
| Total fees | ₱128.80 |
| Take-home | ₱871.20 |
Rates as of 2026-05-22
Maya, GoTyme, CIMB, SeaBank — high-yield savings on your idle peso, no maintaining balance.
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Compare quotes →Each sale carries a commission (5–8% non-Mall, depending on category), a transaction / service fee (4% Shopee, 4.5% Lazada — funds the marketplace's Free Shipping promo bundle), and a payment fee based on how the buyer pays (0% card, ~0.5% e-wallet, 1.5–2% COD). 12% VAT applies on the fee subtotal.
If you opt into the marketplace's free-shipping subsidy (Free Shipping Max / Sponsored Shipping), add the typical per-order amount you absorb (₱30–₱60). The calculator subtracts everything from the listed sale price and shows your true take-home plus an effective fee rate. Rates last reviewed 2026-05-22.
Three fee layers stack: a category commission (5–8% non-Mall, 7–12% Mall), a service / transaction fee (4–4.5%) that funds Free Shipping promos, and a payment fee (0% on card, 0.5% on e-wallet, 1.5–2% on COD). On top of that, 12% VAT applies to the fees themselves. A non-Mall seller on COD typically loses 12–14% of gross sale to the marketplace.
Card payments carry no seller-side payment fee (the buyer absorbs any surcharge), e-wallet runs around 0.5%, and COD runs 1.5–2%. On a ₱1,000 sale, switching from COD to card saves you about ₱17 after VAT. Buyers love COD, so most sellers absorb the cost; but for high-AOV items, encouraging card or e-wallet meaningfully improves margin.
Mall tiers charge 2–4 percentage points more on commission and add small certification fees, but they unlock higher visibility, badged listings, and (Mall-only) certain campaigns. For high-volume sellers in fashion, beauty, or electronics, the marginal traffic usually offsets the fee bump. For small or new sellers, stay non-Mall until you outgrow the visibility cap.
Free Shipping Max (Shopee) and Sponsored Shipping (Lazada) let you opt into the marketplace's free-shipping promo by absorbing a flat per-order subsidy (usually ₱30–₱60 depending on package weight). It's optional, but listings without it convert noticeably worse. Set it to 0 if you charge buyers full shipping.
They reflect the May 2026 published seller rate cards on both marketplaces. Both Shopee and Lazada have raised commission and service-fee rates twice in the past two years; verify against your current seller portal before pricing critical lines. All rates are editable in the panel above.
No. The calculator runs entirely in your browser. We don't collect, store, or transmit your sale prices or fee assumptions.
From official issuer, regulator, and data-provider sites. Verify any figure against the primary source before acting on it.