Vehicle Cost Calculator
Compare the real 10-year cost of keeping your current vehicle vs switching to an EV, hybrid, or more efficient car — with live Philippine fuel prices and inflation built in.
Vehicles
Verdict
Over 10 years, the VinFast VF3 EV wins — saving ₱1,377,793 vs the baseline. Year 10 projected fuel price: ₱173.34/L.
Results
- Purchase (net)
- ₱0
- Monthly fuel (Y1)
- ₱1,513
- 10yr fuel/energy
- ₱218K
- 10yr maintenance
- ₱50K
- Battery risk
- ₱15,658
- Total cost
- ₱284K
- Est. resale
- −₱52K
- Net 10-yr cost
- ₱232K
- vs Baseline
- +₱1.38M
- Purchase (net)
- ₱48,000
- Monthly fuel (Y1)
- ₱1,597
- 10yr fuel/energy
- ₱230K
- 10yr maintenance
- ₱57K
- Battery risk
- ₱22,932
- Total cost
- ₱358K
- Est. resale
- −₱90K
- Net 10-yr cost
- ₱268K
- vs Baseline
- +₱1.34M
- Purchase (net)
- ₱48,000
- Monthly fuel (Y1)
- ₱1,691
- 10yr fuel/energy
- ₱244K
- 10yr maintenance
- ₱63K
- Battery risk
- ₱25,200
- Total cost
- ₱380K
- Est. resale
- −₱108K
- Net 10-yr cost
- ₱272K
- vs Baseline
- +₱1.34M
- Purchase (net)
- ₱0
- Monthly fuel (Y1)
- ₱4,358
- 10yr fuel/energy
- ₱689K
- 10yr maintenance
- ₱126K
- Total cost
- ₱815K
- Est. resale
- −₱153K
- Net 10-yr cost
- ₱662K
- vs Baseline
- +₱948K
- Purchase (net)
- ₱0
- Monthly fuel (Y1)
- ₱4,576
- 10yr fuel/energy
- ₱724K
- 10yr maintenance
- ₱126K
- Total cost
- ₱850K
- Est. resale
- −₱147K
- Net 10-yr cost
- ₱702K
- vs Baseline
- +₱908K
- Purchase (net)
- ₱348,000
- Monthly fuel (Y1)
- ₱3,979
- 10yr fuel/energy
- ₱629K
- 10yr maintenance
- ₱151K
- Total cost
- ₱1.13M
- Est. resale
- −₱383K
- Net 10-yr cost
- ₱745K
- vs Baseline
- +₱865K
- Purchase (net)
- ₱35,000
- Monthly fuel (Y1)
- ₱5,384
- 10yr fuel/energy
- ₱852K
- 10yr maintenance
- ₱138K
- Total cost
- ₱1.02M
- Est. resale
- −₱248K
- Net 10-yr cost
- ₱777K
- vs Baseline
- +₱833K
- Purchase (net)
- ₱748,000
- Monthly fuel (Y1)
- ₱1,843
- 10yr fuel/energy
- ₱265K
- 10yr maintenance
- ₱75K
- Battery risk
- ₱42,840
- Total cost
- ₱1.13M
- Est. resale
- −₱240K
- Net 10-yr cost
- ₱892K
- vs Baseline
- +₱718K
- Purchase (net)
- ₱748,000
- Monthly fuel (Y1)
- ₱1,916
- 10yr fuel/energy
- ₱276K
- 10yr maintenance
- ₱75K
- Battery risk
- ₱37,716
- Total cost
- ₱1.14M
- Est. resale
- −₱240K
- Net 10-yr cost
- ₱898K
- vs Baseline
- +₱713K
- Purchase (net)
- ₱748,000
- Monthly fuel (Y1)
- ₱1,996
- 10yr fuel/energy
- ₱288K
- 10yr maintenance
- ₱82K
- Battery risk
- ₱40,152
- Total cost
- ₱1.16M
- Est. resale
- −₱224K
- Net 10-yr cost
- ₱934K
- vs Baseline
- +₱676K
- Purchase (net)
- ₱208,000
- Monthly fuel (Y1)
- ₱5,547
- 10yr fuel/energy
- ₱877K
- 10yr maintenance
- ₱164K
- Total cost
- ₱1.25M
- Est. resale
- −₱265K
- Net 10-yr cost
- ₱984K
- vs Baseline
- +₱626K
- Purchase (net)
- ₱748,000
- Monthly fuel (Y1)
- ₱2,114
- 10yr fuel/energy
- ₱305K
- 10yr maintenance
- ₱82K
- Battery risk
- ₱51,240
- Total cost
- ₱1.19M
- Est. resale
- −₱192K
- Net 10-yr cost
- ₱994K
- vs Baseline
- +₱616K
- Purchase (net)
- ₱988,000
- Monthly fuel (Y1)
- ₱2,211
- 10yr fuel/energy
- ₱319K
- 10yr maintenance
- ₱101K
- Battery risk
- ₱48,300
- Total cost
- ₱1.46M
- Est. resale
- −₱404K
- Net 10-yr cost
- ₱1.05M
- vs Baseline
- +₱559K
- Purchase (net)
- ₱679,000
- Monthly fuel (Y1)
- ₱4,358
- 10yr fuel/energy
- ₱689K
- 10yr maintenance
- ₱164K
- Total cost
- ₱1.53M
- Est. resale
- −₱336K
- Net 10-yr cost
- ₱1.20M
- vs Baseline
- +₱415K
- Purchase (net)
- ₱905,000
- Monthly fuel (Y1)
- ₱4,160
- 10yr fuel/energy
- ₱658K
- 10yr maintenance
- ₱176K
- Total cost
- ₱1.74M
- Est. resale
- −₱527K
- Net 10-yr cost
- ₱1.21M
- vs Baseline
- +₱398K
- Purchase (net)
- ₱1,148,000
- Monthly fuel (Y1)
- ₱2,211
- 10yr fuel/energy
- ₱319K
- 10yr maintenance
- ₱88K
- Battery risk
- ₱50,803
- Total cost
- ₱1.61M
- Est. resale
- −₱320K
- Net 10-yr cost
- ₱1.29M
- vs Baseline
- +₱324K
- Purchase (net)
- ₱395,000
- Monthly fuel (Y1)
- ₱6,537
- 10yr fuel/energy
- ₱1.03M
- 10yr maintenance
- ₱176K
- Total cost
- ₱1.61M
- Est. resale
- −₱274K
- Net 10-yr cost
- ₱1.33M
- vs Baseline
- +₱279K
- Purchase (net)
- ₱1,089,000
- Monthly fuel (Y1)
- ₱4,817
- 10yr fuel/energy
- ₱762K
- 10yr maintenance
- ₱189K
- Total cost
- ₱2.04M
- Est. resale
- −₱543K
- Net 10-yr cost
- ₱1.50M
- vs Baseline
- +₱114K
- Purchase (net)
- ₱1,500,000
- Monthly fuel (Y1)
- ₱2,211
- 10yr fuel/energy
- ₱319K
- 10yr maintenance
- ₱101K
- Battery risk
- ₱33,600
- Total cost
- ₱1.95M
- Est. resale
- −₱423K
- Net 10-yr cost
- ₱1.53M
- vs Baseline
- +₱80K
- Purchase (net)
- ₱0
- Monthly fuel (Y1)
- ₱10,670
- 10yr fuel/energy
- ₱1.69M
- 10yr maintenance
- ₱226K
- Total cost
- ₱1.91M
- Est. resale
- −₱304K
- Net 10-yr cost
- ₱1.61M
- Purchase (net)
- ₱945,000
- Monthly fuel (Y1)
- ₱6,537
- 10yr fuel/energy
- ₱1.03M
- 10yr maintenance
- ₱226K
- Total cost
- ₱2.21M
- Est. resale
- −₱467K
- Net 10-yr cost
- ₱1.74M
- vs Baseline
- ₱-129K
- Purchase (net)
- ₱745,000
- Monthly fuel (Y1)
- ₱8,892
- 10yr fuel/energy
- ₱1.41M
- 10yr maintenance
- ₱201K
- Total cost
- ₱2.35M
- Est. resale
- −₱399K
- Net 10-yr cost
- ₱1.95M
- vs Baseline
- ₱-344K
- Purchase (net)
- ₱617,000
- Monthly fuel (Y1)
- ₱9,700
- 10yr fuel/energy
- ₱1.53M
- 10yr maintenance
- ₱214K
- Total cost
- ₱2.37M
- Est. resale
- −₱411K
- Net 10-yr cost
- ₱1.95M
- vs Baseline
- ₱-344K
- Purchase (net)
- ₱1,740,000
- Monthly fuel (Y1)
- ₱4,576
- 10yr fuel/energy
- ₱724K
- 10yr maintenance
- ₱226K
- Total cost
- ₱2.69M
- Est. resale
- −₱725K
- Net 10-yr cost
- ₱1.96M
- vs Baseline
- ₱-355K
- Purchase (net)
- ₱748,000
- Monthly fuel (Y1)
- ₱9,279
- 10yr fuel/energy
- ₱1.47M
- 10yr maintenance
- ₱252K
- Total cost
- ₱2.47M
- Est. resale
- −₱384K
- Net 10-yr cost
- ₱2.08M
- vs Baseline
- ₱-473K
- Purchase (net)
- ₱809,000
- Monthly fuel (Y1)
- ₱10,162
- 10yr fuel/energy
- ₱1.61M
- 10yr maintenance
- ₱226K
- Total cost
- ₱2.64M
- Est. resale
- −₱332K
- Net 10-yr cost
- ₱2.31M
- vs Baseline
- ₱-701K
- Purchase (net)
- ₱1,249,000
- Monthly fuel (Y1)
- ₱10,670
- 10yr fuel/energy
- ₱1.69M
- 10yr maintenance
- ₱277K
- Total cost
- ₱3.21M
- Est. resale
- −₱546K
- Net 10-yr cost
- ₱2.67M
- vs Baseline
- ₱-1.06M
How it works
The calculator projects year-by-year fuel, maintenance, and battery-replacement cost for every vehicle you include. Purchase cost is net of your current vehicle's trade-in (when the sell toggle is on), compounded inflation applies annually, and a 10-year resale estimate is subtracted to arrive at net Total Cost of Ownership. Every number is editable.
Frequently asked questions
Is an EV actually cheaper than diesel in the Philippines?
Yes, for most Filipino drivers. Despite a higher purchase price, EVs like the BYD Seagull cost significantly less per kilometer to run — electricity at ₱13–14/kWh is far cheaper than diesel at ₱130+/L. Over 10 years and 40 km/day, the total cost of ownership often favors the EV by ₱1–2 million.
What if I can't charge at home?
If you rely entirely on public fast chargers, your electricity cost roughly doubles, which narrows the EV advantage. The calculator uses your home electricity rate by default — adjust it upward (₱20–25/kWh) to simulate public charging costs.
How does the calculator handle battery replacement risk?
The calculator estimates battery replacement cost based on the vehicle's battery size (kWh) and a configurable ₱/kWh replacement cost (default: ₱7,000/kWh). This is added as a risk line item in the results, separate from the base running cost.
Does the calculator include registration fees, insurance, or parking?
Not currently. The calculator covers purchase price, fuel/energy, maintenance, battery replacement risk, and estimated resale value. Registration, insurance, and parking are excluded because they vary widely by location and use case — add them manually to the fuel cost inputs as a rough approximation.
How accurate are the fuel price defaults?
Fuel prices are sourced daily from GasWatch PH (gaswatchph.com), which aggregates live pump prices from 985 Metro Manila stations. Regional city prices are scaled proportionally from Metro Manila. A background service updates the prices every morning so they stay current without a site rebuild. You can always override the default by typing directly into the diesel or gasoline price field.
Where does the electricity rate default come from?
The default ₱13.82/kWh reflects MERALCO's published generation + distribution rate for residential customers (meralco.com.ph/electricity-rate). If you're outside MERALCO coverage (Visayas, Mindanao), check your electric cooperative's published rate and enter it manually — rates there range from ₱12–₱17/kWh depending on the area.
Which vehicles are included in the comparison?
The calculator ships with a curated set of vehicles commonly compared by Filipino buyers: Toyota Innova Crysta 2.8 (diesel), BYD Seagull (EV), Toyota Ativ 1.2 HEV (hybrid), and others. All key specs — price, efficiency, maintenance cost — are based on Philippine market data.